Finance Broking

February 12, 2025

Securing a loan as a self-employed business owner can feel like an uphill battle. Unlike salaried employees with predictable income and PAYG payslips, self-employed individuals often have fluctuating earnings, making it more challenging to meet traditional lending criteria. However, with the right approach and guidance, obtaining finance is not only possible but can be a smooth and stress-free process.

February 4, 2025

As we step into 2025, we’re excited to help you achieve your financial goals and unlock new opportunities for your future. Whether you're looking to refinance, restructure your loans, or explore new mortgage options, now is the perfect time to review your current situation and consider how to make the most of your finances.

October 4, 2024

For many Australians, home ownership can seem like a distant dream, especially in today’s economic climate where saving for a deposit can take years. However, for some first-time home buyers, a Family Guarantee could help bridge that gap and get them into the property market sooner. This increasingly popular arrangement allows family members to assist home buyers without having to gift cash or take on a loan themselves.

September 10, 2024

Spouse contribution splitting is a valuable superannuation strategy in Australia that allows one partner to transfer part of their concessional contributions to the other’s super account. This approach can equalize super balances, maximize Age Pension eligibility, and optimize tax benefits, especially when there is a significant age or income gap between spouses. While beneficial, it's important to understand the eligibility criteria and consult with your super fund and financial adviser to ensure this strategy aligns with your retirement goals.

August 21, 2024

A finance broker can navigate the process of finding the right loan for you so you can focus on what's most important to you. Further, a finance broker usually has access to a wider range of loan products and rates than if you went straight to one bank or did all of the groundwork yourself. In this article, we look at the role of finance brokers and the key benefits of using one. We also set out a list of questions and documents for clients to prepare themselves for a meeting with their finance broker.

August 7, 2024

This article explains how equity is accumulated and ways in which you can use some of your equity to build additional wealth. It explains there are risks when using your equity and suggests working with the right professionals to get a desired result.