When someone passes away without a valid will, this is known as intestacy. In this situation, the law in each state and territory sets out a formular for how your estate is divided. These rules often follow a standard order – spouse first, then children, then other relatives, but they may not align with what you would have wanted.

From 1 October 2025, the government’s First Home Guarantee scheme will expand, making it possible for more Australians to buy a home with a deposit as low as 5%. Whether you’re preparing to buy your first property or simply watching how the market shifts, these updates could play a big role in shaping your plans this spring.

Inflation has been heading in the right direction and the Reserve Bank of Australia has cut the cash rate three times in 2025.

So, is now a good time to refinance?

How should Australia’s financial industry turn hard earned retirement savings into retirement income? Delivering investment outcomes in retirement is an incredibly complex problem...