Superannuation

September 10, 2024

Spouse contribution splitting is a valuable superannuation strategy in Australia that allows one partner to transfer part of their concessional contributions to the other’s super account. This approach can equalize super balances, maximize Age Pension eligibility, and optimize tax benefits, especially when there is a significant age or income gap between spouses. While beneficial, it's important to understand the eligibility criteria and consult with your super fund and financial adviser to ensure this strategy aligns with your retirement goals.

August 30, 2024

The benefits of self-managed super funds are evident by their continued growth. This more detailed article explains why and the benefits of self-managing super.

August 7, 2024

This detailed article contains a comparison to show how salary sacrificing can be a tax-effective strategy when implemented correctly. It then includes a case study to show a comparison of salary sacrifice vs paying more off a mortgage.